According to Ripple’s director, several banks have begun to adopt XRP for payments and a planned bank linked to Ripple will be fully executed in the Book Mayor XRP.
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This statement occurs when Ripple seeks a bank letter in New York, a Federal Reserve Master account, and says it will be adjusted with the 20022 ISO messaging standards used by the main banks.
The reports have revealed that these steps aim to make the token useful for large -scale liquidation work.
Banks begin the use of real world
DBS and Franklin Templeton signed a memorandum of understanding this week to work on commercial products and tokenized loans, revealed the reports. SGBENJI by Franklin Templeton, a background token of the US money dollar market, is launching in DBS digital exchange.
Ripple Rlusd Stablecoin is being used to support commercial activity and it is reported that they are valued at almost $ 730 million. DBS is also exploring SGBenji’s acceptance as Collateral Repo, which would add liquidity for tokenized assets. Lim Wee Kian, from DBS, said the measure is a step to offer institutional degree digital assets services.
🚨Ripple CTO confirms that banks have begun to integrate #XrpRevealing that Ripple Bank will work 100% in the Book Mayor XRP, lead all payments and unlock billions!
Billions of dollars are ready to flood the Book Mayor XRP. Driven by real token, ready to tokenize all the real … pic.twitter.com/m1tswvuxif
– Jacktherippler © ️ (@Ripplexrpie) September 19, 2025
Stablcoins, custody and change between assets
According to Nigel Khakoo of Ripple, the system makes it easier to move between stablcoins and tokens performance generators within a single configuration. Franklin Templeton said he selected the Book Mayor XRP for reasons of cost and speed, and for his role in the scale of tokenized values.
The reports also name Bny Mellon as a custodian of reserves that support Rlusd, a detail that underlines the institutional angle that is pressing.
Regulatory movements and infrastructure
The impulse of Token follows the legal and regulatory changes in the United States after Ripple’s long fight with the SEC. The reports indicate that more than 20 ETF Spot XRP are being considered, a factor that could attract a large institutional capital to the market.
The Depository Trust and Clearing Corporation, which handles up to $ 4 quadrillones in settlements a year, has mentioned tokenization in their planning documents, and the researchers point out how the tokenized liquidation rails could change the back-offese flows if they are widely adopted.
🚨 The end of the XRP game: everything is being aligned at the same time
What I am about to design is not exaggerated, it is a map of tectonic changes that converge around Ripple and $ XRP.
If you do not see the magnitude after this thread, you are not paying attention. 🧵👇 pic.twitter.com/fzrcjdd0re
– Pumpius (@pumpius) September 16, 2025
The impulse is with caution
It is said that banks move slowly. Early integration tests and compliance verifications are still underway. Industry sources say that the combination of custody agreements, established and settlement based on accounting books could unlock multimillionaire flows if the tokenization of the real world is reliable. But these sources also warn that large -scale adoption will take time and careful risk controls.
Without a doubt … and it is not a belief. Goes to.
I know, I know. Some people always say: Cross ATH first.
But that is not the point.
When the articles said Bitcoin will reach $ 1 million, he said we reach $ 1000 first.
Look at the price today. And many regret not having a … https://t.co/dhtcauzgft
– Xena XRP (@xenaxRP) June 25, 2025
Prices speculation
XRP currently quotes around $ 2.8. Market Chatter has heated since the Token rose almost 600% between November 2024 and January 2025.
Some analysts predict a movement at $ 50; Others, such as Edoardo Farina by Alpha Lions Academy, have floated $ 100. A handful of commentators discuss objectives at $ 1,000. A small vocal group even states that $ 10,000 is possible.
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A community expert known as Xena said he believes that he will reach that level “without a doubt”, a comment that highlights how much optimism lives together with technical and regulatory progress.
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