Stablecoins drive real estate deals between $500,000 and $2.5 million in UK, France and Malta: report

Stablecoins have facilitated between $500,000 and $2.5 million worth of real estate transactions in the United Kingdom, France and Malta over the past year, as wealthy cryptocurrency holders increasingly turn to digital assets for real estate purchases.

According to recent reports from Coindesk, Lithuanian-licensed crypto payments app Brighty has negotiated over 100 such deals, allowing high-net-worth clients to bypass traditional banking barriers in favor of faster, more streamlined transactions.

The trend indicates growing confidence in cryptocurrencies as a legitimate vehicle for large-scale investments, particularly as traditional banks remain hesitant to process such deals.

Brighty’s platform serves between 100 and 150 wealthy clients whose average monthly spend reaches $50,000, with residential property purchases representing the upper end of transaction volumes in European destinations, including Cyprus and Andorra.

Euro Stablecoins Outperform USDC in European Deals

Nikolay Denisenko, co-founder and CTO of Brighty App, explained that crypto transactions offer significant advantages over traditional methods such as SWIFT, the global interbank payments network used by more than 11,000 banks.

Converting stablecoins like USDC to euros eliminates the complexity and delays associated with conventional bank transfers, making the process more efficient for both buyers and sellers.

This notable shift has emerged in stablecoin preferences among wealthy customers.

While Circle’s USDC previously dominated large transfers, buyers now prefer euro-pegged stablecoins to avoid conversion costs when purchasing European properties.

Brighty noted that the average size of euro-backed transactions increased from €15,785 in Q3 to €59,894 in Q4, as high-net-worth individuals executed large transactions in Circle’s EURC instead of USDC.

The preference for euro-denominated stablecoins is due to practical financial considerations.

“Recently, we have started to see our clients using euro stablecoins where before they might have used USDC,” said Denisenko.

“Why? Because if you deposit in USDC and buy something in Europe, you have a conversion cost. So it is more convenient to use EURC because you eliminate any exchange rate.”

Looking ahead, Denisenko said Brighty is engaging in numerous conversations with real estate agencies to familiarize them with transparent and legitimately acquired cryptocurrency holdings as payment methods.

Real Estate Embraces Cryptocurrencies Amid Bank Hesitation

Demand for cryptocurrency-based real estate deals has intensified as traditional financial institutions continue to avoid these types of transactions, creating opportunities for specialized platforms.

Denisenko said Brighty is now collaborating with real estate agencies to familiarize them with transparent and legitimately acquired cryptocurrency holdings as payment methods.

“Our wealthy clients are simply looking to de-risk their portfolio assets by investing some of their money in real estate.” said.

In addition to Brighty, luxury brokerage Christie’s International Real Estate launched a dedicated cryptocurrency division in July 2025 after completing several high-profile transactions, including a $65 million property in Beverly Hills purchased with Bitcoin.

CEO Aaron Kirman told the Times that “Cryptocurrencies are here to stay” and the division would facilitate agreements “without banks or fiat.”

Meanwhile, outside Europe, RAK Properties partnered with UAE fintech Hubpay last September to accept Bitcoin, Ethereum and Tether for property purchases, opening up international markets to digital asset buyers.

The Dubai government-backed tokenized real estate platform aims to tokenize properties worth $16 billion by 2033, representing approximately 7% of total projected transactions.

London’s luxury rental market has also embraced crypto payments, with Knightsbridge Prime Property completing a weekly Bitcoin rental transaction worth £45,000 via crypto payments platform Bitcashier in March 2024.

San Francisco-based Opendoor Technologies also announced plans to accept Bitcoin and cryptocurrencies for home purchases in October 2025, CEO Kaz Nejatian confirmed.

The company operates in 44 US markets with a market capitalization of $6.22 billion and generated $1.57 billion in revenue during the second quarter of 2025.

Beyond real estate, private jet company FXAIR has also begun accepting cryptocurrencies following what its president described as “tremendous” demand from young Bitcoin entrepreneurs, further demonstrating the adoption of digital currencies by the luxury sector.

The post Stablecoins Boosts Real Estate Deals Between $500,000 and $2.5 Million in the UK, France and Malta: Report appeared first on Criptonoticias.