A strong debate has been opened within the XRP community on whether the Token could reach the type of surprising prices that some enthusiasts imagine. The numbers and theory are launching. The practical limits are being discussed again.
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Mathematics and market capitalization limits
According to reports, the numbers make a simple point: with a circulating supply of about 60 billion XRP, a price of $ 1,000 would value the token at approximately $ 59.91 billion.
That total would duplicate more than double the gold market lid and exceed many of the most important assets on Earth. Some analysts use these mathematics to say that such prices are not realistic in the short term.
Its argument is based on a basic idea: the money supply and the assessment interact, and the extreme price objectives imply an extreme market value.
Garlinghouse predicts 14% of the rapid volume
In the XRPL Apex event in Singapore in 2025, Ripple CEO based in the United States, Brad Garlinghouse, made a line between messaging systems and real liquidity.
Based on reports of that stage, he told a journalist that the future of XRPL depends more on liquidity than in messages alone.
He estimated that the main book could handle about 14% of the volume of Global Swift transactions in five years. That figure is large, but it is an adoption objective that is well below the claims of billion dollars floating elsewhere.
I keep telling everyone, the problem solves cryptography is liquidity.
You cannot print more money to create liquidity, that will only collapse Fiat.
But it can have unlimited (almost unlimited) liquidity simply by saying that a token like XRP reaches $ 10K, which will create more than $ 800t … https://t.co/yplue6Sgal
– Vincent Van Code (@VINCENT_VANCODE) October 2, 2025
A different way of seeing liquidity
Software Engineer Vincent Van Code pressed a contrasting view. According to the Van code, XRP must be judged as a tool that can move liquidity, not as an asset that must completely charge Fiat to import.
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He proposed that, at a price of $ 10,000, XRP could unlock more than $ 800 billion in liquidity. Van Code used an analogy compared to a logarithmic decomposition to explain why converting that cash liquidity did not simply crash the markets.
Its point: market mechanics and exchange processes could expand usable liquidity without requiring one by one by one in existing money supplies.
Easily, because it’s just an “exchange” or bridge token.
FX liquidity is more available commercial pairs than simply a lot of currency. In addition, where that liquidity is crucial.
Its point is more related to economic and monetary policy, which is very different …
– Vincent Van Code (@VINCENT_VANCODE) October 3, 2025
Critics point to central banks and money supply
Other market participants have delayed. They point out that central banks control liquidity through tools such as QE and QT, and that broader money measures such as M2 continue to change.
Reports show that M2 has continued to grow over time in many countries. These critics ask why governments would deliver liquidity control to a neutral digital token.
They also warn that the mathematics van code uses broad adoption, great negotiation pairs and the confidence of guaranteed counterpart, all difficult to achieve.
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